Founder’s Notes to the Namu Community
It’s that time of year, and hopefully the tax fairy is giving you a nice refund instead of asking for more of your money.
Back when we were in the depths of the Great Recession, some marketing genius coined the phrase “Staycation” to suggest that one could have fun without taking that prohibitively expensive trip to Borneo you’d always wanted to take. For some reason, people bought the phrase “Staycation,” but I don’t know anyone who’s actually taken one.
Now that it’s July, you may have noticed it’s hot everywhere (except San Francisco, where a friend had to buy a winter coat for a long weekend trip). We do lots of things to cool ourselves off in the summer, and some of them are expensive. Here’s a way to always have a cold beverage nearby without having to shell out serious dinero for it.
Summer is here (yay?). With the kids out of school (assuming you have kids, as I do), it’s a good time to take an hour or two, hunker down, and decide how you’re going to alter your summer finances to accommodate the change.
I hate a hot house. Hate it. But I also hate a house that’s so cold you have to layer up in July. With that in mind, here are some things you can do to keep your house cool while not running the air conditioning.
Recently, some friends with older kids—meaning kids in their mid-to-late teens—were trying to figure out what to do for July 4th. The kids wanted to go to the big fireworks displays. The adults, long since burned out on crowds, heat, and loud noises, came up with a solution: Let the kids borrow the SUV, go into Boston to the Hatch Shell, and have a night of it watching the rockets’ red glare.
If your taxes confuse or even frighten you, you’re not alone.
Millennials are poised to face a much more difficult path to financial security than their parents’ or grandparents’ generations.
Many times when we create budgets, we don’t count on the unexpected. Why? Because the unexpected is…you get the idea. That’s why I think adding a contingency to your budget is smart.