Need to Make a Budget? Here’s How to Start

“We need to make budgets. We need to stick to those budgets.” You’ve heard these phrases countless times. Sure, we need budgets. But it’s hard to know what to budget for when you don’t know what you’re spending.

Add Contingencies To Your Budget

Many times when we create budgets, we don’t count on the unexpected. Why? Because the unexpected is… you get the idea. That’s why I think adding a contingency to your budget is smart.